Comments on: The Appearance of Propriety…But Bankers Like it Too! http://leedsonfinance.com/2010/01/27/the-appearance-of-propriety-but-bankers-like-it-too/ Sandy Leeds' Analysis of Key Market Issues Wed, 24 Mar 2010 14:35:47 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: SJ Leeds http://leedsonfinance.com/2010/01/27/the-appearance-of-propriety-but-bankers-like-it-too/comment-page-1/#comment-6968 SJ Leeds Mon, 01 Feb 2010 04:50:16 +0000 http://leedsonfinance.com/?p=1293#comment-6968 Edmond, I don't know anything about technology, but below is a description of what I'm referring to. Bottom line is that there are various versions. Most importantly, my issue is that I have 3G and it's fine but it's not how I like to surf the web. Sandy Different Versions, Capacities, and Confusion. There are two different versions of the iPad, each sold in three storage capacities: 16GB ($499/$629), 32GB ($599/$729), or 64GB ($699/$829). The lower price refers to a version that is wireless just like the iPod touch, only with 802.11n Wi-Fi and Bluetooth 2.1 + EDR capabilities, while the higher priced versions add unlocked 3G wireless features for a $130 premium, plus the ongoing monthly cost of no-contract service. The iPad versions with 3G add a black plastic antenna stripe to the back of the otherwise aluminum casing, positioned near the top of the device immediately below the headphone port, microphone, and sleep/wake switch. Users can pay AT&T $15 per month for 250MB of data or $30 per month for “unlimited” data on the 3G versions. International data plans are not yet negotiated. Edmond,

I don’t know anything about technology, but below is a description of what I’m referring to. Bottom line is that there are various versions. Most importantly, my issue is that I have 3G and it’s fine but it’s not how I like to surf the web.

Sandy

Different Versions, Capacities, and Confusion. There are two different versions of the iPad, each sold in three storage capacities: 16GB ($499/$629), 32GB ($599/$729), or 64GB ($699/$829). The lower price refers to a version that is wireless just like the iPod touch, only with 802.11n Wi-Fi and Bluetooth 2.1 + EDR capabilities, while the higher priced versions add unlocked 3G wireless features for a $130 premium, plus the ongoing monthly cost of no-contract service. The iPad versions with 3G add a black plastic antenna stripe to the back of the otherwise aluminum casing, positioned near the top of the device immediately below the headphone port, microphone, and sleep/wake switch. Users can pay AT&T $15 per month for 250MB of data or $30 per month for “unlimited” data on the 3G versions. International data plans are not yet negotiated.

]]> By: Mike Greczyn http://leedsonfinance.com/2010/01/27/the-appearance-of-propriety-but-bankers-like-it-too/comment-page-1/#comment-6937 Mike Greczyn Thu, 28 Jan 2010 16:47:16 +0000 http://leedsonfinance.com/?p=1293#comment-6937 Pre-comment disclaimer: i don't own a kindle and I don't know what the pricing discrepancies are between kindle newspapers and online subscriptions. One of the reasons you might want to read a paper on a Kindle vs a laptop despite the smaller screen is the resulting eye strain. A back lit screen such as the one on a laptop puts considerable strain on your eyes, while the e-ink on a kindle or other e-reader is supposed to be less harmful, more like reading a real book. I don't know what the long term eyesight impact of either choice would be, but I think an economist might agree that a straight dollar for dollar comparison of laptop vs kindle is probably missing a few things, especially for someone who's job has them sitting in front of a computer all day. Pre-comment disclaimer: i don’t own a kindle and I don’t know what the pricing discrepancies are between kindle newspapers and online subscriptions.

One of the reasons you might want to read a paper on a Kindle vs a laptop despite the smaller screen is the resulting eye strain. A back lit screen such as the one on a laptop puts considerable strain on your eyes, while the e-ink on a kindle or other e-reader is supposed to be less harmful, more like reading a real book. I don’t know what the long term eyesight impact of either choice would be, but I think an economist might agree that a straight dollar for dollar comparison of laptop vs kindle is probably missing a few things, especially for someone who’s job has them sitting in front of a computer all day.

]]> By: Nick http://leedsonfinance.com/2010/01/27/the-appearance-of-propriety-but-bankers-like-it-too/comment-page-1/#comment-6936 Nick Thu, 28 Jan 2010 15:35:08 +0000 http://leedsonfinance.com/?p=1293#comment-6936 Regarding the "Tiny program for business lending" comments, I recently heard from a bank analyst that there is a large discrepancy between what the White House and Legislature are saying and what the FDIC is actually doing regarding bank small business lending. The White House has been calling for more small business lending, while the FDIC is stifling lending by requiring banks to make less risky loans (meaning they are loaning less to small businesses). Imagine that, the government publicly pushing increased lending and attacking the banks for not going along, while, in reality, the government is restricting the banks from being able to lend. Kind of a catch 22 for the banks. Regarding the “Tiny program for business lending” comments, I recently heard from a bank analyst that there is a large discrepancy between what the White House and Legislature are saying and what the FDIC is actually doing regarding bank small business lending. The White House has been calling for more small business lending, while the FDIC is stifling lending by requiring banks to make less risky loans (meaning they are loaning less to small businesses). Imagine that, the government publicly pushing increased lending and attacking the banks for not going along, while, in reality, the government is restricting the banks from being able to lend. Kind of a catch 22 for the banks.

]]> By: Edmond Chow http://leedsonfinance.com/2010/01/27/the-appearance-of-propriety-but-bankers-like-it-too/comment-page-1/#comment-6935 Edmond Chow Thu, 28 Jan 2010 14:55:05 +0000 http://leedsonfinance.com/?p=1293#comment-6935 Hello Professor, Just a correction. The iPAD will come standard on all its models with the top rated wireless N spec, which is the fastest wireless to date and is backward compatible with previous generations of wireless standards. So in a sense it is getting the best wireless possible. Edmond Hello Professor,
Just a correction. The iPAD will come standard on all its models with the top rated wireless N spec, which is the fastest wireless to date and is backward compatible with previous generations of wireless standards. So in a sense it is getting the best wireless possible.

Edmond

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